Funny Stock News – Ford to build affordable, smaller, more gas efficient car for India market

Front page news “Ford Motor company to sell small cars in India to expand car sales market” on Yahoo! Finance top stories. (For full article click here).

Okay first I find this funny because why can’t Ford (F @ $7) build small affordable cars in its own motherland the great USA? I think its funny when sales are bad because the cars still sucks, suck up gas, and aren’t what Americans want or will be loyal to. Although, now, Ford Motor company is building a 1.6 liter small engine car that is actually quite cool looking and only offering it in India. WTF?

Let’s look at the Mini. It’s small and has a 1.6 liter engine and now its one of the hottest cars on the American market while also dependable and gas efficient. Seriously, what are you think Ford company? Yes, expand to growing markets but why not sell us these perfect simple cars too? This car will be in direct competition now with India’s Tata Motors.

Well since I’m back from Hawaii I did a hard search on the most affordable MPG cars that have somewhat quality with them. I ended up buying a used 2003 Jetta TDI Diesel german car. It is all black with black interior. I really love it and I love that it gets 45-60 MPG. I’ve been able to do 600 miles on my 13 gallon tank. You do the math!!! I’m quite impressed and even with only 115hp is still moves pretty quick with full options on it. I spent $8500 and feel it was well worth it. I’d love to see myself put on 100-200k miles on it by myself without any major problems except normal maintanence.

So Ford Motor company what’s up? Think about us po-fokes wanting simple, small, MPG, affordable cars why give them exclusively to India when we have money to spend?

Paul Meyer searched the internet for motivation and this is what he found and needed.

First of all my lack of motivation to do anything since my terminal long-term military vacation has began hasn’t helped much in the job search or working on my stock trading. I found this listing in craigslist.org. I think I’m qualified:

paul meyer seeing prof. killer ad on craigslist

I don’t think I’m going to be killing anyone anytime soon, but I am a qualified sharp shooter if that counts. For now I better stick to working on business ideas and practicing stocks. I went further for websites and found this site called ineedmotivation.com and I might just order some motivation mp3’s. I really need someone to push me and love me right now.

the end. any suggestions? comments?
paul meyer.

Market moving up again during July 09′ earnings.

For the majority of companies earnings have been better than expected (duh). When analyst make price targets so low and earnings low because they think consumers aren’t buying suddenly it looks like companies are doing really great. Well, in my opinion they are and they aren’t. One of my most followed stocks, Apple Inc, is doing quite well. It seems everybody has an iPhone these days and all those other look alike’s just aren’t the same as the iPhone. It’s just awesome. Do I have one? Nope. I’m too cheap, but will likely get one in Jan 10′ when I can get the upgrade cheaper and hopefully by then prices will come down again. I’ve predicted Apple’s stock from $105 to $130, then from $136-120 drop, then predicted its $135-159 price move just recently. I can’t wait to trade it once I feel my practicing is up to par. I plan to heavily practice trade in August. I do expect the stock to fall again. I did think this summer’s move was pretty large in comparison to other summers and I guess it makes sense with most prices extremely low compared to their PE/earnings. So I suppose real estate prices will follow the market as soon as everyone’s emotions get really optimistic again. I do hear a lot of positive comments on channels like CNBC which is a good sign that the main stream is saying “buy” softly. I’m a bit surprised with RIMM not following AAPL. Usually it mimics everything the stock does.

Apple (AAPL) Mac Conference June 09′ stock predictions – reviews

Well AAPL is doing what I expected it to do. Weeks before the big conference event it climbed$123 to $147. Now the day starting of the Mac Show in San Francisco, CA 2009 it fell. Also noting RIMM is falling with AAPL. They both for the most part copy each other’s stock price movement up/down.

A decrease in computer sales prices is bad news for investors unless the computers are now even cheaper to make because more are in production. So a lower price may also mean if cheaper to construct them because more people are buying Apple computers could mean more sales to come for Apple which would mean continual earnings growth and profits.

Fans want to see a new type of iPhone. I don’t know if they are going to get it. If Steve Jobs does not show up for his Mac world I could see that hurting the stock price unless a new improved iPhone was shown. Currently the rumor is just for an updated iPhone. That is not a big deal to fans, they want more of a tablet one. Regardless the stock could fall more this week. Then after if Apple’s full story on lowered computer prices is a positive one and if there is a new iPhone then I could see Apple moving much higher up into the summer and into the fall with a likely stock split.

RIMM should follow AAPL too. Either stock is a great call option trade afterwards or a currently short-term put play.

Apple (AAPL) hits $140 & Southwestern Energy (SWN) hits $46 as I predicted in early May 09′

AAPL @ $140 from a low of almost $122 two weeks earlier.  I knew it was a minor set back and going into their expo/product annoucements for early June 09′ would make the stock wtih increasingly more buzz around people switching computers.  I think most investors and regular average Joe’s think Apple’s stock “hotness” is over, but I think it is really just half way through.  Apple first started with the iPods to gain customers, then got them hooked on their computers, then onto iPhones, then back to laptops, and now Apple just needs to offer the new home entertainment experience which they are getting close to with the iTV.  Their products keep improving and so will their stock.  The health of Steve Jobs the “visionary’ doesn’t help say if he did die or had to step down I’m sure that would put a downer on the stock.  In the meantime hower AAPL’s stock should rise again like GOOG.  I’m on with my targets hitting $140.  It should hit $145 before June 6th which is the predicted annoucements.  From there it could jump to $160-180 target price if really good news or a new product.

As for Southwestern Energy Company (SWN) it hit my target price of $46.  Recently moving in waves and now staying above the $40 price level.  If I was trading call options I would have made some killer profits in the 200-500% range with both stocks moving 10pts in a month up and down.

Both AAPL and SWN have received upgrades from respectable brokerage firms noted Goldman Sachs for AAPL.  This could be an unpredictable summer.  I was taught for the most summers and the stock market fall.  Basically “come May go away”, but since there is a BIG smiley face on most charts (big rising valley U) I would almost predict some stocks will hit new highs in the summer going into the fall.

My fingers are still crossed about the Hawaii Real Estate market.  I know eventually prices will increase, but I’d love to see some volatile high ones within the next year so I can sell my condo for a fat profit as planned because I got it for dirt cheap.  Another part of me says make your loot in the market, pay it off, and keep a long-term vacation home.  Well I’ll see what happens first.

Just finished paying off my last credit card – Now saving for emergency landlord fund

I just paid off my remaining credit card balance of -$2400.  I was getting an average complete finance charge of $40-50/month on the balance.  Ouch.  It feels good to have the cards clean again, but well worth the cost to have my place looking good and ready to be fully rented.  Since I won’t be kicking out my roommates I will instead rent out my bedroom and hope it works out or it could deplete my emergency landlord fund pretty quick -$600 month.  My goal is to get a positive cashflow of +$200-300 coming in each month to add the emergency fund.

When I get to Louisville, KY I’ll be strictly living off whatever I do for work so I better get a job quick.  Making an income from my trading will be my #1 goal doing it part-time creating a full-time income that I can actually live off of.  All I really need to earn is $1000-2000 month.  Sounds like a lot after not trading for over a year, but if I get my head back into the markets I know I can do it.

The other biggie I need to work on is getting my Sallie Mae student loan of $42k paid off as quickly as possible AND posponing its payments of -$477/month during my full-time school.

I need to get my bills down to as minimal as possible.  I’m considering even getting rid of my cell phone next year or use a prepaid cell phone to used only when I accept or make calls.  I usually pay a flat fee of $40/month and use only 100 minutes.  So going pre-paid for once might actually save me a lot on a mobile phone/voicemail.  I will definitely need internet.

If I do rent a small office space for like $300 it must include internet and electricity.  Then I would be set for my trading office.

Besides that now that I’m going into the green again this is definitely good news for once in months even though I still have the student loan hanging over my head that was poorly used I can admit.  Who knows, I might still become a mobile home landlord in the future with the knowledge I acquired from that deal and 6 month ordeal.

Another post on Hansen (HANS) Monster Energy Drink Company – 100% gains

Hansen Company (HANS @ $43) just again gained 100% profit on the stock from $20 to $40 on it’s climb into its May 7th earnings statement.  40% profit isn’t bad in this economy.  Being on a ship of 160 souls Monster Energy Drink and Redbull are #1 solution to exhausting long days at work and early morning wakeups.  A call option profit would have been around 2000% on this stock holding the call for 3 months (on a 6 month in the money call option).  I don’t think Hansen’s Monster energy drink will last forever unless the teenagers buying it now are so addicted and “memorized” that they drink it into adulthood then I could see it becoming like an “Apple” product with trends holding and gaining its customer base (new teenagers influenced by marketing campaigns such as the X Games).  Personally I think the Monster drink is too sweet.  I like my energy drinks with a kick or off taste that isn’t necessarily bad, but distinctful.  My energy drink company for taste is Redbull.  I buy around 4-6 12 pack cases before I go on any patrol.  My co-workers end up buying them off of me for the average price of $3 so I end up making a +1.50 profit.  I work late night watches so some strong sugar caffine rushes are great.

Hansen’s (HANS) company trend line is near almost perfect going up since Feb (the hardest low in the past 2 years of $20).  I was telling everyone to buy at these prices (Even though I couldn’t purchase options myself because I’ve been in focus not to trade for 1 whole year to gain some discipline, but what a year NOT to trade!).  I think the price is still low at $43 compared to PE, PEG 1.53, and still at a decent brokerage buy recommendation of 2.5 (under 3).  The stock shows it still has room to grow and very loyal customers that consume the drink even at $2-3 bucks a disgusting can.  The trend I also might at is only at a 35-45* degree angle so its mild in comparison to a stock that is moving up sharply (the faster shaper up the faster sharper a stock comes down (example – Taser (TASR)).

To see a post I wrote about Hansen Company (HANS) 3 years ago when it went from $20 to $60 check it out here

http://financeninja.wordpress.com/2006/12/23/monster-growth-on-monster-energy-drink-made-by-hansen-co-hans/

for more posts and to see my new website go to http://beginner-investor.com/investor-blog/

All further posts will be on www.beginner-investor.com with new content and media features.

Well, this will be my last post on http://financeninja.wordpress.com.  It was a blast, but now I have my own hosting so I can actually start posting some google ad text, put affiliate links, and such on my site within my content to I can create a more professional site while continue blogging about what I love to do.  I’m keeping my finance ninja wordpress open and direct all new traffic to http://beginner-investor.com/investor-blog/.

I’m super psyched!!!  I’m going to put more work into media features such as beginner investor videos do’s an don’ts and with my personality and creativity I’m sure to make them extremely ridiculous, educating, and funny.

So come check out my main site now!  go to http://www.beginner-investor.com

-Paul Meyer

We are out of the worst for the financial sector? Banks still are asking for billions!!

It is funny with the closing headline today on briefing.com read “out of the worst for financial sector” then the subheadlines under it read “bank —- requests xxx billions after Q1 loss”…. Hmmmm doesn’t seem like we are out of it just yet. Banks are doing so much better although they are still requesting assistance with big $$$ loans. I think the public is becoming overly optimistic including Mr. Bernanke.

Four Step Plan – How to Become a Billionaire by Long or Short Capital

I was doing a search on my blog “how to become a billionaire” and on #9 in results was this link I thought was interested with Long or Short Capital blog with it’s four steps to become a billionaire and what billionaires need to do.  One main suggestion was to be outrageous.  I thought it was very funny and enlightening.  I still can not figure out if the blog is a joke or if its real.  Some of the posts are outright ridiculous (like mine), but they sound real, are they?  Anyway if you have some huge dreams to become a billionaire then you should definitely review this blog post.

-P

Hit my first stock target price prediction on Southwestern Energy Company (SWN) @ $41

SWN yesterday hit $41 and just today pulled back as typical, but definitely on a moving force. I believe the last time I spoke last week it was over $35.  What a great call option play, but I’ll have MY day and as long as I keep up with my numbers I should be more ready this fall.  It might just work out for me this time with the market poised to turn harder up with all of Fed. Bernanke’s talkin-the-talk, rumors being spread, some mediocre better numbers on economic reports, and stocks finally moving back up leaving their steeply discounted prices.  It bothers me a bit.  I admit it, I want to trade so bad.  I have to resist the powers and keep my promise to myself….man these months discipling myself not to trade have been hard.  I get these voices saying, “come on this one will work, you’ve been waiting for it, it will only be one trade…” I have to resist the evil within.  I’m sure it means fun and good intentions in it’s own evil mysterious universal ways but I need to stick to my big guns and keep them strapped in just a bit longer.

There will ALWAYs be trades in the future, big moves, small moves, and no moves.  Everyday the stock market goes up and down, sidways, and life goes on.  Today I’m a trader, tomorrow, and for the rest of my life.

I WILL MAKE LARGE PROFITS OFF YOU SWN, AAPL, NUE, GOOG, SPWR, FSLR, GME, and housing stocks your time is near!  You better be afraid market makers of this big Clint Eastword city slicker trader!  Be very afraid I will come back the Green Giant!

Other news on stocks – General Motors (GM) 1:100 reverse stock split.  What a joke.  NOW THATS A PUT OPTION PLAY!  This stock when it goes from $2 to $200 (your money cut in half) will start selling like girl scout cookies.  Oh, the put option on that baby will be one fat profit play mark my words.  ill do an update on it a few weeks after its split.  reverse stock splits are the worse.

scatter brained to the max, anxiety LOTS, work done? NONE

Well I’m still stuck in San Francisco dry dock with my ship getting worked on.  I thought taking a load of four college classes was a great idea at the time before I left to keep me busy.  Well……..the classes have kept me busy, too busy.  I’m retaking Principles of Accounting and falling miserably behind.  I have such a tremendous time focusing on studying and understanding what I’m reading.  I’d say the bigger problem is all these fantasies running around in my head about starting up a new business and buying a 3rd investment property in Louisville, KY where I plan to move to in August 09′.

I am physically and mentally becoming drained from coming up with multiple scenarios and my thought process in my head runs like this 24/7 nonstop EVEN IN MY SLEEP I’m coming up with scenarios, themes, ex:

“of what I’m going to do, where I’m going to work, where I’m going to live, if I’m going to have time to date, will my friend and I actually play in a band together, will we drive each other nutts, am I going to struggle financially, will I get paid well enough through working a side job, should I join the reserves there, will a business work, where should I locate my business, what type of business should I have, what am I good at, what do I consistently suck at, why can’t I just focus on one thing at a time, am I going to lose weight and feel better, should I take depression pills, what do I have to do to get approved for a bank loan towards my business, will my GPA be so low I won’t be accepted into an MBA program when I’m done with accounting, should I just go to community college, should I just take fun hands on classes, should I buy a foreclosed home, what side of the city is better, is this account a credit or debit, should I give up on my classes, do my teachers even know I’m not even trying, should I listen to music while studying or should I not, wear ear plugs, will have all this work done before the Giants game, will I pass these tests, I feel tired, should I just go to bed, will I have enough time tomorrow to finish my homework, man I love to sing and play guitar, will I be successful in Louisville, will it all happen there finally?”

I wonder why I’m exhausted all the time.  It’s just that life is short, sure you have lots of time, but it just goes so quickly!

Recently on my “to do list” is:

Start a self help site on changing careers because I’m doing just that and it can be pretty complicated and tiring if you don’t know what you are going to do with your life.

Completing my 4 classes successful and not failing them.  I had a 3.4 GPA.  That shit is going down, sadly.  Now I just want to pass these mother fuckers and be out.  Just focus on my upcomming masters classes in psychology and my future classes in carpentry, plumbing, electrical, and culinary arts.  If I am going to Louisville I suppose my plan for an MBA is off so I might as well stop taking preporatory classes for it.

whoah, do you ever have this problem?  -p

Selling Promissory Notes – creative financing for the “normal” home buyers

I’m still in the business of helping promissory note owners/sellers get rid of their paper mortgage notes for full cash and since I haven’t really blogged about this hidden investment gem I thought I would!

Well for one thing promissory notes are great for either parties whether you are a seller seeking to sell your property fast or get a higher price or you are a “normal” home buyer as I call it because no person is perfect and the bank rejected you so you are seeking other home financing options and alternatives to conventional loans. I personally have been an owner of a good amount of notes and while also being a normal home owner that has gone after trying to get the home owner to offer me owner/seller financing to create a promissory note.

A promissory note in general is just a legal binding contract between the owner (your new bank) and home buyer (the mortgagee payer). Promissory notes are usually done under legal documents called “land contracts” just as a bank would handle a mortgage. The owner financing the home buyer has the same options as a bank, but quicker the process. While the new buyer owns the home outright and pays taxes just like any conventional loan.

Some Pro’s and Con’s of promissory notes:

- As the mortgagee payer if you stop making promissory note mortgage payments the consequences are the same and you will be forced into foreclosures and lose your home plus anything you funded into it (down payment, renovations, ex.)
This is a worse case scenario where you forfeit to pay and the bank (the owner financing you) has all the right to kick you out as if you were a tenant because you signed a legal document to commit to the mortgage and financing terms to that owner willing to help you get into a great home. Most owners are normal people like yourself, but now instead of being paid cash they are receiving an asset of a monthly cash flow from you and expect it to continue because you own their property backed by a promissory note to pay.

Positives for new or existing “normal” home buyers is that if a home owner is willing to rent-to-own, lease-to-buy, owner fiance, or seller finance you may be in luck to quickly move in. Most promissory notes expect some type of down payment just like a bank, but not as much. Some times owners are willing to accept no-money-down promissory notes if it’s in their favor to do so. Also closing costs are extremely lower. When you do conventional loans banks add on high fees for simple work done by an attorney and easy to use computer software. In my opinion real estate agents and mortgage loan officers/brokers are overpaid, but that’s my opinion! Now, back to pro’s and con’s on promissory notes.

Some Con’s for owners considered to seller/owner finance through a “land contract” or promissory note are that your new buyer may stop paying, wreck the home and stop paying, or A and B plus won’t leave in which you will need to request the services of your local police to remove them from the property (within your legal rights in the promissory note agreement). Is it so bad? Not really if you were offered upfront down payment money towards your agreed purchase price. Plus you can resell the home at a higher price and gain a new down payment from a new buyer. If you want to get rid of the promissory note you can easily list it and find an investor interested in your mortgage promissory note as an asset to his or her portfolio. Yes, there are investors that seek all types of notes from auto, mobile home, residential home, business, and just about anything else that can be backed or done through hard money lending promissory note contracts. So as you can see the con’s can actually turn into bigger positive whichever way you look at it.

Con’s for buyers using creative financing through promissory notes are receiving a higher interest rate then normal (because you aren’t going through a conventional bank and your credit is likely not perfect), you like won’t have 100% costumer service on your loan, and it’s possible the owner (bank) won’t be interested in changing terms or refinancing unless you can obtain it on your own (which you can a lot later).

For more information on promissory notes or to talk to me about yours or helping you find a buyer who will do creative owner financing call me at 707.583.3377 or email me at ppmeyer@gmail.com

Southwestern Energy – a surprise? SWN up 10% at $38

SWN today after earnings released popped up 10% at $38. It is surprised because the earnings although a positive qtr showed a loss. Both articles I read sounded more bearish then bullish. My theory is some big institutions sold out of the stock making it rise much higher. If I’m correct it should start to simmer and fall within the next week or two after the buzz is gone from the sudden increase in price. I haven’t done much earnings research lately so its possible SWN just pops during this earnings time frame or its on its second time down likely past its low of $21.

I can’t really figure what investors think of the earnings yet so I’ll be watching Southwestern Energy Company closely.

AAPL holds at $125 as well as X @ $26. Steel hasn’t much done anything at all except sit on it’s ass. I think once the economy turns steel stocks will be big bargins and big profit growth stocks. WFC @ $20 still. This stock is moving and I think it will go past $25 next.

market had strong pull back but still generally moving up

Watching AAPL’s stock it shows that Monday was just a pullback. I’m sure Indie Mac’s bank CFO’s suicide stirred up the market some. I suppose feeling guilty for receiving so much money, undeserved, can kill you (plus with all the other hate phone calls). Rest his soul.

I only have 4 more months to go for my 1 year of not trading. I feel I might have to push it back further just so I can get an increased amount of practice trading in before I actually start trading real money again. I think I may not even have money at that point to trade….so it can’t hurt me because missed money is better than lost money.

I can’t believe I’m heading to Louisville, KY to live. Wow.

I’m psyched about Apple (AAPL @ $120) earnings in June 09′ it will likely shoot the stock up if very good news.

city slicker thieves – prof. camera stolen while i was on amtrak train

well, once again! except this time my favorite camera was stolen from behind my seat in a blind spot I didn’t see. it must have been pushed back against the wall behind my bad. it was wide open to grab, but i didn’t know it was open. so it must of been a stop between philadelphia and d.c., most likely baltimore. i’m really sad right now. this totally takes away any sex drive i would have if i had one anymore. i’m not religious, but i already said a prayer forgiving the m-f thief that they better use it well or get a good price at the pawn shop if they needed the money so.

i haven’t fully recovered. it has only been an hour or so. it was $1200!!!!!!! it took me an entire two weeks of boring work at the military to buy it. man…did it take some great shots with that fat lense. well my favorite nikon D40x slr is off to a new home, like coming from domestic abuse, and future torture.

i don’t even feel like buying another one. now that 2 $1000 cameras have been stolen within the past 3 years i don’t think i could handle a third being taken. although, i love photography so likely maybe ill be able to pick up the same one used for half the price to fill a smart part of my broken heart.

-fn
p.s. still haven’t traded real money. following stocks. would buy call options on AAPL going into june 09′, GE, WFC, and STI. stocks are starting to trend up after big downfall. showing trades on charts. lots of positive optimistic news.

p.s.s. s.o.s.
amtrak train ride from philly to va beach – good
having my favorite camera stolen – upsetting

noteable stocks – apple (aapl), wells fargo (wfc), citigroup (c)

Some notable stocks I’ve been journaling over the past few weeks are:

Apple (AAPL @ $100) – up 10% and stock price has held above $80 since the economy got worse.

Wells Fargo (WFC @ $14.50) – Since Warren Buffett made some positive comments on it saying investors will be surprised by better earnings (plus I should mention the positive news on Citigroup) the stock is up 40%.

Citigroup Bank (C @ 2.50) – Positive news on profit in 2009 and on since biggest plunge 3/6 stock is up 100% and will likely continue to climb.

Spicy Pickle (SPKL @ .20) – Not really super big news buzz worthy but for a really really little guy this companies “image” and confidence might make it the next Panera Bread/Star Bucks/Quiznos. They aren’t waiting on the economy to get better they are being innovative and open thinking taking action now to still grow and build their business.

-fn

spicy pickle stock review SPKL – an email I wrote to my family

from work
to my momma and my oldest sister

- I’m pretty sure I emailed you about this stock before. I think it was at 1.70 but has fallen to .15 and now at .20

Yes, it is a penny stock but from what I’ve followed over the year the company is very innovative.

This piece is 6 months old but it makes valid points
http://www.otcjournal.com/Spicy-Pickle-Acquires-Bread-Garden-Franchise/af/archive/20081001-1/

the store in general is beautifully designed and they just acquired another chain that looks awesome. In my opinion this could be the new Quizno’s/panera bread. My friend joey in colorada (where its based) eats there with his friends. He says it’s a favorite place to go.

The stock is currently at .15 and I think when stocks bounce back it could turn around a lot. I myself am going to buy and hold when the charts show a signal since I won’t be buying options. It may have room to fall further. I actually responded back and forth with the CEO Geman. He is really confident in his company.

From my experience in trading penny stocks when I did usually ceo’s are not open and these companies never respond to comments. He responded to both of mine promptly and I think that says a lot.

Check out the website www.spicypickle.com it shows innovativeness and confidence in their company. I strongly suggest at least going to the website. You can own 1000 shares for $200 right now in your IRA. I think you’d be crazy not to buy and hold this company long-term. I think it has a real edge to become very successful.

Here is a whole list of reviews of Spicy Pickle from an Austin, TX location: http://www.yelp.com/biz/the-spicy-pickle-austin

bear market rally rumors begin

so on tuesday 9th and thursday 11of mar the bear market rally rumors began.
jim crammer was hardcore about this as well as everyone else with there mouths wide open on CNBC.’

i think this market has thrown up so much profits technically it SHOULD be ready for some real buying.

it isn’t may yet, so as they say “sell in may and go away” so i’d assume there is time for some bull buying.

i’ve been watching my favorite stocks just move in large waves. i’m glad i’m choosing not to trade right now because although its a downtrend market trading options you might be wrong real quick. i’m curious to see the outcome since some beaten down stocks are finally starting to get “some” positive news and the “few” who preach to the masses are actually talking optimistically “briefly” for a change.

the two 6% big days for the DJIA was definitely positive but it could also just be a pre-bigger-sell off coming.

since most stocks are in the small two digit and single digits i’d suspect real buying and change in emotions will be in the near future. i can’t wait to start doing real trades again. hopefully by then my discipline and knowing my movements of my stocks will help me tremondously.

passionate comment from a visitor at my blog

related to this post here (CHECK OUT MY NEW SITE BEGINNER-INVESTOR.COM)

by: Isa

Comment:
OMG. This is the most ridiculous blog I have ever read in my life. Not because of the subject or because of the Finance Ninja. It’s because half of you sit here and just like everyone else in this world, you think that making billions can be that simple when you do a Google look up on, “How to become a Billionaire.”

If you cannot even take the time to scan through the blog to pick up a couple details of what has already been said, you can use other peoples questions to answer your own, therefore you’ll learn to ask the right questions. Not the most basic, fundamental questions possible.

I’ve read this about 3 or 4 times already. The Finance Ninja just threw this idea out to see if it would work for him while he is out at sea. While he is fighting one of the most destructive wars since WW2, you all think that you can get away with making millions at the least just by word of mouth on others peoples advice?

I cannot tell you so many times in such big emphasis like The Finance Ninja has brought up! READ!!! READ!!! READ!!! Read on companies. Read where the market was. Where it is going. What could be beneficial to our market in this stage that the world is in.

Quit acting retarded and use your head. If you WANT to be a billionaire in the stock market, you have to read hundreds of pages a day without realizing you even did it. Reading must become a second nature to you.

Consider taking political science courses in a community college or in a university. First off, I started to get involved with politics. That greatly increased my confidence in several different aspect in this world and in this global market as well. Don’t think that politics is just for government purposes though. Politics can regards anything, from sports to health and science, to history, to navigation, mathematics…..stocks….economics….anything.

It’s the art of questioning and getting back answers but questioning in a specific way. Like science and chemistry, you have to sit there and have a hypothesis, do your analysis, and come to a conclusion. That’s what politics is basically entitled for and as I said, can be used for anything your heart desires.

It is a huge confidence booster because it encourages you to think about things in a different perspective. Which is what I do now. I can talk to anybody with confidence. Because with confidence, I ask questions about EVERYTHING from my girlfriend, to the mechanic, my work, school, parents, police officers—believe it or not, you’ll eventually learn to get out of tickets just because you won’t sit there like a mute when a cop pulls you over, and officers tend to not mess with people who seem socially educated. They could loose a case in court and completely waste their time pulling you over cause you are not another stupid person he pulled over again that day.

You’ll learn to question companies that could have great potential one month when you completely think their on a rise to skies limits, when they actually end up coming down two weeks later. Based off of everything in this world, economics, wars, social problems, health, so many different other things, these all play such a huge role in stock market industry. YOU HAVE TO LEARN TO LIKE THE NEWS! YOU HAVE TO READ 100 PAGES A DAY ABOUT COMPANIES AND GLOBAL ISSUE whether their for the good or for the bad, and you MUST do it without noticing.

You must learn to question. But question logically. NOT the same dumb questions I’ve read over and over and over again on this blog.

Think about it. What ever you do, you can think to the point where you question everything. The one who questions the most, may look like an idiot, but you receive the information you need. You in this case need to learn how to be able to talk to everyone logically once again. This is exactly what you need to do that.

The big dogs make it in this world because they use their heads. Any BIG stock broker or HUGE billionaire didn’t become a billionaire just based off of their parents cash but their own personal developement in themselves. Start reading books. And read some Robert Kiyosaki books. Rich Dad/Poor Dad. You’ll learn that Rich Dad made Robert want to learn and to learn effectively before he showed him any of the ropes to learning the market and market trends.

I could go on forever. Life is like an ocean. You’ve got to drown in it to feel its intensity.

Also, those who tell others how to do things that they are afraid to do themselves, are fucking fools.

Live by those two laws, you’ll work wonders in your life. Take my advice responsibly though. I am not to be held reliable for messed up relationships in your life due to those quotes. How ever, those two quotes could have several different meanings behind them for SEVERAL different perspectives to create your own world. Take it responsibly. We have too many fools in this world.

Good luck and God bless.

me: she/he sure does make a good point even though I was a bit confused if it was sarcastic/con/pro but i guess its pro.
thanks, fn

markets continue to trade sideways and down

I really thought watching the markets transition between late January and mid-Februrary that the sideways action was going to be broken by the upward movement happening. Even on bigger charts it seemed some big named good stocks were changing direction. I was definitely wrong and in responding to the markets I would trade put options.

If “in May go away” then the Dow’s $7100 level is likely to test the $7000 levels and break through. From all the books I read traders like to break rounded numbers like $7000 so I think there is going to be much down action as the months continue.

At least in the economic cycle new homes are still down, home prices are still down, unemployment is increasing and not stablizing, and the market doesn’t like Pres. Obama’s actions currently. The market does like Fed. Bernanke, but not the Pres. Obama more likely because his stimulus plans aren’t going to improve current conditions.

I guess it doesn’t matter where the market is at when I begin to start trading my own account again, but if the market continues to fall I’ll have to keep myself aware of when it does start to change. I think it could have a full new crash this August – October before it finally turns.
It will be a great time to make some great money on some large volatile up and down moves regardless of what I’m in.

good article i read – value stocks cheaper then store items

I came across this off of Yahoo! Finance. Basically a simple well written article on value stocks and sepeculative stocks that are cheaper then retail store items. The next time you think about buying some pens or a cheap appliance consider instead to buy a couple of shares of a great value company for the same price.

Read more here which talks about various industry stocks that are at all time lows under $10.

Amazon (AMZN) earnings and the markets

I’m not too surprised to see another internet technology stock do well. Amazon.com is talked about in this book I’m reading by Chris Anderson called The Long Tail (Economic studies). It’s basically about how the internet has created many unique small niches taking over major generic genres that have consumed the markets basically because consumers on had a few choices being mainstream. Now with companies such as AMZN and AAPL and many other companies that offer huge selections consumers can choose what they really want to read, listen, or watch. It is also a reason why cable just isn’t what it use to be. AMZN earnings will likely keep going up in a down market because it doesn’t have typical Wal-mart (WMT)or BestBuy consumers buying mainstream products.
It’s buyers are searching for specific unique products in which AMZN offers millions of products in which it really doesn’t just offer only a few mainstream productss, but many small categories that add up very quickly to create bigger sales at the end.

I think this boost from $50 to $59 (18%) will slow come down, but AMZN’s stock within the year will likely go back to $60, 70, 80 dollars if it keeps proving it can make solid sales during a depressed time.

For a article on AMZN check out
this blog piece done by the WSJ author.

As for the markets in general they continue to go sideways in volatile ups and downs. AMZN daily chart looks like it is has now two major points creating an uptrend. One more point and will have a full line moving it up so I’m going to keep watching it closely. Other stocks moving sideways constantly are FSLR, SWN, AAPL, GOOG, QQQQ’s.
No real breakouts have happened. There is just too much negative news on unemployment, oil, and bailout bills to let the market change. I don’t think Obama’s new stimulus package is really going to help if not just worsen our economy even more in another 4 years due to adding on more trillions in debt. What this country needs to do is start being disciplined and obey rules instead of paying to break them (meaning getting rid of washing DC lobbyist and putting bad businesses out of businesses instead of giving them money to stay in business).

-fn

Amazon (AMZN) earnings and the markets

I’m not too surprised to see another internet technology stock do well. Amazon.com is talked about in this book I’m reading by Chris Anderson called The Long Tail (Economic studies). It’s basically about how the internet has created many unique small niches taking over major generic genres that have consumed the markets basically because consumers on had a few choices being mainstream. Now with companies such as AMZN and AAPL and many other companies that offer huge selections consumers can choose what they really want to read, listen, or watch. It is also a reason why cable just isn’t what it use to be. AMZN earnings will likely keep going up in a down market because it doesn’t have typical Wal-mart (WMT)or BestBuy consumers buying mainstream products.
It’s buyers are searching for specific unique products in which AMZN offers millions of products in which it really doesn’t just offer only a few mainstream productss, but many small categories that add up very quickly to create bigger sales at the end.

I think this boost from $50 to $59 (18%) will slow come down, but AMZN’s stock within the year will likely go back to $60, 70, 80 dollars if it keeps proving it can make solid sales during a depressed time.

For a article on AMZN check out
this blog piece done by the WSJ author.

-41% on recent plays – Apple changing status to a downtrend stock? First Solar flipping to the upside now?

Wow. What a confusing market. As soon as I think the markets are stabilizing they do some crazy stuff and caught off guard. Tuesday the Fed lowered the interest rates which was assumed would happen by the market. If it didn’t happen then would the market be tanking right now? I think lower interest rates are good. Personally, if the rates went below 5% I would definitely refinance. On the main page of the Honolulu Advertiser newspaper it said “rush to refinance” I see this as a mega plan for failing mortgage companies to become cash king giants again. Remember every refinanced mortgage they do they earn fat commissions. If within the year more people are buying because of lowered interest rates which means the more you can buy with less money then I’ll definitely be flipping my Hawaii condo for a real fat profit. I’m about to put another $1800 into finishing all the drywall. I figure get it done now when I do have the money so if I can’t sell it within a few years (some major markets chaos) then at least I can rent it well because it looks new.

My bad plays were Apple (AAPL) and First Solar (FSLR). Apple predicts a halt in sales I think this is going to make this stock drop drop drop until Steve Jobs their savior says something different or they come out with something more innovative and new. As for First Solar there was tons of bad news on the company and charts showed it still falling. Then it goes up 20 pts. This week commodities have done quite well. If I would have sold out of my options Tuesday the majority of all my options going into the fed decision rallied and I would have been in the plus likely for all of them. It just shows what one day and one news story can do when trading within days using call and put options.

I’m definitely changing status on AAPL options. Likely will be practicing shorting it with put options here on. Also after a big day yesterday the second day usually lets some gains go. So practice selling today probably wasn’t the best day. 2 days in the trade would have been the best.

see results: (click to enlarge)

how to become a millionaire billionaire by a finance ninja

As referred in “how to become a billion” post #1 here and also in post #2 “how to become a billionaire in 20 months” my site statistics show that the number one thing financial internet searchers are seeking is how to become a billionaire or millionaire.

Now I admit I did work my search engine SEO skills to find an audience like me interested in growing their wealth and becoming a millionaire at some time in their lifetimes. I didn’t expect such a huge amount of visitors just seeking how to become a billionaire, but not really “how to obtain” it. I guess once you tell them the truth and how and what you forcefully need to do yourself they kind of turn the cheek. If you do want to become a millionaire then start paper trading options now. It isn’t hard to do, but it is hard to master it so you can earn money hand over fist. I’ve been working at it over 5 years. I’ve gotten really close. I’m writing this 3rd post now because although I’m 100% practice paper trading options at the moment I think I’m the closest I will ever be and certain to hit my goal into the year 2010 after more than a full year of just paper trading NOTHING ELSE. Yes, sometimes I do want to trade an option really really bad but I have to force myself not to if I want to gain the confidence that I won’t trade when I really don’t need to and in my case I’m not ready. I’m no expert although I know a lot and understand much about the markets. If I want to become an expert then I need to stick to my guns and keep paper trading like many other truly successful traders before me.

So before you comment and tell me you are a teenager with a high IQ and you want to live on billions before you are 18 I suggest you start paper trading to meet that goal. Plus no matter how smart your IQ is that doesn’t reflect anything when it comes to trader unless you have a high emotional IQ and a high discipline IQ. Without those two you are shit out of luck no matter how big and brainy you are!

-fn

short-term down expected with small charts

yesterday as i was viewing my charts for the most part with the movement going into the end of last week i expected some short-term falling in the stock market. now, with the president getting shoes thrown at him i would not think this would be a good thing for future international relations with iraq. hopefully pres. bush will get over it and we won’t get into a war over flying shoes…

i wouldn’t have been in a real trade today because i wasn’t 100% certain. my practice trades reflect right now at least 1 week of movement. on wed. i’ll have to view my charts again to see if i should sell out or stay in. i’m in mar and apr 09′ practice calls so i have time for some movement.

typically the middle of december the market falls then sometimes right after christmas there is a “santa claus rally”. i guess we’ll see what the market brings this year.

my big 2009 stock picks – new option practice trades going into new year

hello. how has your stock trading been going these days? currently I’m reading the Dick Davis Dividend. a big fat book with a lot of “i don’t knows” in it. i’m about only 30 pages in to it. definitely a slow read and waiting for the good stuff. i’ve never known a writer so interested in summer camp. i couldn’t stand the ones i was a counselor at so i suppose its how much you dig it.

for my 2009 big stock picks (For myself):

i have a strong conviction that X Steel (X) currently at $38 is going back up up up. it just recently broke its downtrend and slow like a crater tippy toeing back up. i could be wrong and like mr. davis “i don’t know” because there are so many “ifs” in the market that change circumstances, but for now if i bet my life on it i’d buy X call options and the stock (covered calls). even in a slow economy we are still building and so is many growing countries such as china and india. other stocks i see ripe are Apple (AAPL) at $98. it recently hit $110. i see everyone with an iPod and many people i know and people i meet talk about how they want to buy an apple computer. when you go into their mall show room retail stores its stuffed with helpful workers and masses of interested potential and current apple fans. i think another star is AMAT Technologies (AMAT). currently at $10 it is one of those innovative companies and with obama’s energy bill it should strike some wicked fat solar contracts. southwestern energy company (SWN) is always knocking its head with the trend. if you look at the charts its broke its trend and has been moving sideways. its currently on its low so i expect it to move past $30 again currently at $28+ a share. lastly the credit card companies Mastercard (MA) and Visa (V) are both on a tidal wave and likely profiting from this credit mess and consumers going back to credit card use not home equity for all those christmas presents this year for the kiddies. V at $52 still new to the stock market exchange is likely to move quicker past $60 i think.

for my stock trades i’m currently still up +690% since august 2008. if i would have sold out of my last option trades sooner i would have been up more but because i neglected them i lost over 130% on those trades, but that’s okay i’m back in practicing again and that is what counts. i just need to keep practicing even when I see a stock like HOKU at $2.89 and I want to be in it. the more practicing i do the closer and sooner i will get to my goal of understand my stocks better to trade them with less risk and what pisses me off the most is telling me trading in the stock market is gambling. it isn’t if you take real calculated risks which i am practicing on this year.

see recent practice trades going into new year 2009:

hello. from my observations were moving sideways.

hello. the stock market is definitely moving sideways from my charts. the moves for call and put options on SWN (southwestern energy company) are just amazing and as much as I want to get on the band wagon and ride the ups an downs on the stock i need to not trade and stick to my disciplined timeout. i haven’t been doing a lot of the things i want to do such as reading more economic and stock market books, journaling the market and my thoughts, and most importantly doing more practice trades. my last 2 classes will be done this week with hawaii pacific university and then i start my masters next spring. i plan to do it economics. i really like the markets so why not. i need to get back to journalizing my practice trades into excel. i went absent and i need to get back into the movement of practice trading more often and more practice trades on of course, more events. i might even post some personal finance sarcasm on my blog soon too. only if i could come up with some material.

anyway i’m on itunes now… yeah i know. i need material for this too but it will likely be non-stock market related, or will it? search “punks with aloha” in the search bar in the itunes store – its a podcast.

when government steps in to bailout market surges up

it seems like when ever the government bails out another company in this case being Citigroup (c) with a “rescue plan” or rumor of one the stock market surged up in the last 30 minutes of trading of the “good” news or is it? look at the automakers…. is it fair that the government only bails out selective companies? i don’t care what the government does i really don’t have much control over it’s decision but i do have control over my stock option trades. i do think if a company made really bad financial decisions then they should go down. let the strongest and smartest survive. so if the asian auto market takes over the usa because they have better management and cutting costs then say good bye to our automakers that created the industry because they don’t know how to “change” with the industry. we need a company that is going to make a big change for the environment and put their business on the line. hydrogen cars have already been made, why not in full production? just stop making normal cars and make better clean energy cars and price them same and i bet people would start buying them like hotcakes because same cost and less gas needed. the problem, oil. politicians still make mega kickbacks on oil so until we don’t bail out oil we are screwed for new innovations in the auto market.

i thought the market was finally going to move up 2 weeks ago, but it continued down some more.
SWN hit $22! bounced back up to $26 and i plan for it to hit $28-30 this would be a definite call option trade if for real. GOOG at $261. wow. hard times i guess on these once big high flying stocks…